The People Behind Your Financial Success

Meet the specialists who've spent years perfecting spreadsheet-based financial management systems. Our approach combines deep technical expertise with real-world business experience to help you build sustainable financial planning skills.

Crispin Hawthorne

Lead Financial Systems Architect

Started his career in 2008 during the financial crisis, which shaped his understanding of robust financial planning. Crispin spent twelve years developing custom spreadsheet solutions for mid-sized manufacturing companies across the Midlands. What sets him apart is his ability to translate complex financial concepts into practical, everyday spreadsheet workflows that actually work for busy professionals. He's particularly passionate about helping people understand cash flow patterns – something he learned the hard way during his early consulting days when three clients nearly went under due to poor cash flow management.

Cash Flow Modeling Budget Automation Risk Assessment Excel VBA

Lysander Pembroke

Senior Data Analytics Specialist

Before joining torvelanique in 2019, Lysander worked as a forensic accountant investigating financial irregularities for insurance companies. This background gives him an unusual perspective on spotting patterns in financial data that most people miss. He's the person who developed our signature approach to expense categorization – a system that emerged from analyzing thousands of small business transactions and identifying where money actually disappears. Lysander has this knack for explaining statistical concepts without making your eyes glaze over, probably because he learned that skill while testifying in court cases.

Financial Forensics Data Visualization Trend Analysis Statistical Modeling

What Drives Our Approach

We believe financial literacy shouldn't require a degree in accounting. Our methods come from years of working with real businesses facing actual financial challenges – not theoretical classroom scenarios.

Practical First

Every technique we teach has been tested in real business situations. No academic theory without practical application.

Accessible Learning

Complex financial concepts broken down into manageable steps that make sense for your specific situation.

Results Focused

We measure success by how well our methods work in your daily financial management, not by completion certificates.